Canada Canada
We’ve Funded 227 Low Credit Score Businesses in 2025!

Access $10K TO $2M In Under 24 Hours By Working With Ontario’s #1 Most Flexible Broker

  • Get Funded In 24 Hours Or Less
  • 3 Minute Application Process
  • Bad Credit Accepted
  • No Commitment Pre-Qualification

Apply In Just 3 Minutes To Get Funded Today
Facebook, Trustpilot and Google 200+ Positive Reviews
Northaxis Capital business financing representative with flexible financing benefits

98%

Approval Rate

$50M+

In Funding Secured

24H

Time To Approval

3 Min

Online Application

881+

Businesses Funded

Work With An Open Minded Broker

We understand the ups and downs of your business, that’s why we’re here to make sure you can weather any storm that comes your way regardless of your credit score, or previous financing history.

The Highest Approval Rates

Bad credit score? Existing financing? No issues. We review your business as a whole and get you funded when others won’t.

Funding In Under 24 Hours

Our application process takes just 3 minutes and you get your funds in 24 hours.

50+ Lending Partners

We compare offers from 50+ lenders to find the best funding solution for your business needs.

No Hard Credit Checks

Your credit won’t take a hit. We use soft checks that don’t impact your credit score and so you can get funded today.

NorthAxis Capital financing deposit shown in a mobile banking account

We Have Every Type Of Funding Your Business Needs

Whether you need to cover payroll, buy equipment, or manage cash flow, we help businesses find fast, flexible financing that keeps them moving forward.

Excavator representing equipment financing

Equipment Financing

Use new or existing equipment as collateral for affordable financing. Purchase new equipment or unlock equity from assets you already own.

Get Funded Today
Piggy bank representing unexpected business expenses

Handle Unexpected Expenses

Get fast access to funding for repairs, emergencies, or unexpected costs—without slowing down your business.

Get Funded Today
Cash representing day-to-day business expenses

Cover Day-To-Day Expenses

Keep operations running smoothly with funding for payroll, inventory, rent, marketing, and other everyday costs.

Get Funded Today
Payment card representing payroll financing

Cover Your Payroll

Access working capital to cover payroll on time, even during slow periods or while waiting on customer payments.

Get Funded Today
Cash flow arrows representing financing between sales

Access Cash Between Sales

Bridge cash flow gaps with fast funding, so you can keep growing while waiting for invoices to be paid.

Get Funded Today

We’ve Helped Hundreds Of Businesses Just Like Yours

5 out of 5 stars Verified

They worked with me and helped…

They worked with me and helped me get the funds I needed.

customer, 2 days ago
5 out of 5 stars

Travis

Travis, and I’m sure other team members, worked quickly and diligently. I never had to chase anyone for an answer, and the funding came through faster than I expected. A genuinely smooth experience from start to finish.

SHANE, 6 days ago
5 out of 5 stars

GOAT

Where do u begin. Travis from day 1 has been incredible at what he does. His knowledge of the process made everything simple, and he genuinely cared about getting me the right deal. Couldn’t recommend the team more highly.

Film Me, July 11
5 out of 5 stars Verified

Very easy process

Very easy process. Jason white was very informative, answered all my questions and walked me through each step without any pressure. The whole thing was smoother than I ever imagined it could be.

Maninder Singh, July 6
5 out of 5 stars Verified

They fully explained our loan opt…

They fully explained our loan options so we could make the right decision for our business. No jargon, no surprises — just clear answers. We felt confident signing because we understood exactly what we were getting.

Luis Gonzalez, June 26
Rated 4.9 / 5 based on 219 reviews. Showing our 4 & 5 star reviews.
Dr. David Wolle verified Google 5 days ago
5 out of 5 stars

Process was easy, Tyler was great

Shane Bruce verified Google 6 days ago
5 out of 5 stars

as a first time customer as a former lender myself, I knew it would be challenging for me to be impressed. They proved me wrong. The rates were fair, the terms were clear, and the funding was quick. A genuinely professional operation.

Film Me verified Google 7 days ago
5 out of 5 stars

If you’re reading this to see if you should use NorthAxis Capital. Let me save you the time — yes, you should. From the first call to the final deposit, everything was handled professionally and I never felt like just another number.

LeeAnne McDuffie verified Google 18 days ago
5 out of 5 stars

Quick funding no hassle, just what I needed. Andy was great.

Oh Baby Baskets I… verified Google 21 days ago
5 out of 5 stars

Very easy to deal with. The whole process from their first call it has been a positive experience. Everyone I spoke with was courteous and knew exactly what they were doing. I’d happily work with them again.

See How Much Your Business Qualifies For

My Credit is
My Monthly Sales Volume is around
$10,000
$10K $1mm+
How much could I qualify for?
$25,000
*Results shown are for illustration purposes only. Applications are subject to approval.
NorthAxis Capital office building

Simple Requirements For Faster Funding

You need funding. And fast. That’s why we minimized our requirements to make sure you don’t spend all day applying and waiting weeks for a response. We get you funded A.S.A.P so you can continue growing your business.

  • A minimum operational history of 1 Year
  • Monthly revenue of at least $10,000
  • A credit score of 500 or higher
Apply In Just 3 Minutes To Get Funded Today

Fast & Same-Day Funding For
Canadian Businesses

Get Pre-Qualified In Seconds
Or You Can Apply Over The Phone!
437-475-0893
200+ ★★★★★ Positive Reviews
NorthAxis Capital business funding representative

Access $10K To $2M In Funding Today

Apply online or give us a call today to get your funding application started. Grow your business without ruining your cashflow.

Apply In Just 3 Minutes To Get Funded Today